Company Pensions - Information and Advice

Setting Up a Pension Scheme

Find out about your obligations as an employer and get the latest on coming changes to company pensions in 2012.

Transfer Company Pensions

Looking to transfer your company pension provider? Read up on what you need to consider and get independent company pension advice.

Information and advice on Company Pensions

Changes to pension law mean that all employers will soon be required to auto-enrol eligible job-holders in a suitable pension scheme. Legislation will be phased in from October this year, and by 2017 existing companies of all sizes will be obliged to comply. Companies will also need to offer auto-enrolled eligible job-holders pension contributions equivalent to 3% of pensionable earnings.

Under current rules any company with five or more employees must offer access to a pension scheme but is not obliged to offer contributions.

Occupational pensions

Commonly referred to as company pensions, occupational pensions come in two main guises, defined benefit and defined contribution.

Both employers and employees will usually make contributions to occupational pensions and such schemes can offer a range of benefits.

Personal and stakeholder pensions

Not all pensions offered by employers are occupational pensions.

An employer may offer a stakeholder or personal pension through a group personal pension arrangement.

Though not occupational pensions employers may still contribute to such schemes.

Advice on corporate and employees schemes

For more information on setting up a company pension scheme or for advice on whether to join an employers scheme or not, speak to the independent company pension advice team from one of our partner firms for a no obligation consultation.

Expert Company Pension Advice