Employee Health Insurance
Employee health insurance can pay for private medical care in the event of unexpected illness or injury.
Health insurance benefits
Providing faster access to diagnosis and treatment for certain conditions as well as greater choice over when and where treatment is received, employee health insurance can reduce absence due to illness.
Employee health insurance works is a broadly similar way to individual health insurance except that it is usually taken out as a group policy by an employer. The cost of the policy will depend on company demographics and the amount of cover required. It may be offered as part of a benefits package or on an optional basis requiring employee top ups.
Cost and cover
There are a wide range of products available, with levels of cover ranging from basic to comprehensive. Employee health insurance can provide employees with a more cost effective option than taking out individual health insurance, and some policies will allow employees to extend cover to their immediate family.
Shopping around can help you find the best employee health insurance option for your company. You may want to do this with the help of an independent buisness health insurance advisor who can provide impartial advice and a no obligation quote.
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