Professional Indemnity Insurance For Doctors
Professional indemnity insurance for doctors is essential, it can protect against any claims of negligence that may be made against you.
Although you may be conscientious and careful in your work, accidents can happen to us all. Adequate professional indemnity insurance cover will protect both you and your patients, as they can rest assured in the knowledge that you will have the financial capacity to pay out should anything go wrong.
Depending on your contract if you work for the NHS you are likely to already be covered by insurance, but only for duties that fall strictly within your contract. You should find out from your employer exactly what you are covered for to avoid taking any risks. For example, cover will not be provided for
- Work overseas.
- Voluntary work.
- Off duty medical attention.
- Private practice medical attention.
There may be other instances where you are not covered by your NHS employer too. Even if you are covered by your NHS scheme you may way to take out additional cover to provide for any one of these eventualities.
What's available to me?
There may be a number of different policies available according to the type of cover that you are looking for. When purchasing an insurance policy it is always a good idea to compare the market to make sure that you get the best deal for you needs, and always make sure you red the small print.
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