Investment
Investment that's built for you
Investment can be very confusing and is filled with a wide range of complicated products. Some investors like to be hands on where others prefer it all done for them.
Whether you want to grow your capital, increase your income or both. The advice team can help design an investment portfolio specific to you.
| Provider | Account | Capital Guaranteed? | More Info |
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LV Flexible Guarantee Bond |  |
more info |
| Invest in a stockmarket related product with the ability to switch between three 'ready made' fund options. | |||
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Zurich Sterling Bond | 80% | more info |
| Two fund options, 80% capital protection, As the fund increases, the value of the protected amount increases. | |||
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AXA Winterthur Investment Bond | No | more info |
| The Axa Winterthur Investment Bond is designed to offer choice and flexibility allowing it to be tailored to your specific needs. | |||
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Aviva Portfolio Bond | No | more info |
| The Aviva Portfolio Bond is an investment bond that allows you to invest a lump sum into a wide range of funds. | |||
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The value of investments and any income you take from them can go down as well as up and the value of your investment cannot be guaranteed and the final value will depend on the performance of your investment.
Deciding between growth and income investments
How can you decide between growth and income investments? It all depends on your investment time frame, your attitude to investment risk and what you need the investment to provide for you.
Income - Investing for Income
If you need a regular stream of income, you should focus your portfolio on assets that will help you achieve this, such as cash and bonds that will provide a fixed income.
Growth - Growth Investments
If you have a longer investment time period, or you do not need an immediate income, you should think about a larger allocation to growth-focused investments.
Investment Advice Team
Whatever your preference, if you hold a variety of investments, both growth and income, you should be better prepared for whatever economic ups and downs might be ahead. As your financial situation changes over time, you should also be prepared to make the necessary adjustments to your investment portfolio and switch from growth assets to income as your investment needs change.
The Independent Investment Advice team can help you to design an investment portfolio or strategy that is right for you.
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