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Compare 90% Mortgages

90% LTV Mortgages are mortgages that represent 90% of the value of the property you are looking to purchase or remortgage. In other words, it's a mortgage that is for those with a deposit worth only 10% of the property value.

These types of mortgage are far less prolific than they were before the banking crisis began in 2007, when even 100% mortgages were widely available to first-time buyers.

With the base rate being at an all-time low, tracker rates are also low, however in recent months lenders have increased the margin between the base rate and the rate offered, meaning when the base rate increases in the future a typical tracker mortgage will be more expensive than it used to be.

Compare 90% mortgages

Compare some of the best 90% rates from the table below.

 

LenderTypeRateSubs. rateCost for comparisonApply
NatwestFixed for 2 years4.59%4.00%4.2% APR
Borrow up to 90% of house value. Existing borrowers only.
SantanderTracker (2 Years)4.99%4.24%4.5% APR
Borrow up to 90% of house value. Maximum loan size £199,999.
Post OfficeFixed for 24 months4.85%3.99%4.3% APR
Borrow up to 90% of house value. Maximum loan size £500,000.
Northern RockFixed until 01/12/165.85%4.79%5.6% APR
Borrow up to 90% of house value. Product fee £1094. ERC: 5% until 01/12/16.
Northern RockFixed until 01/12/166.05%4.79%5.6% APR
Borrow up to 90% of house value. Product fee £99. ERC: 5% until 01/12/16.

 

 

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

This no-fee, whole of market mortgage advice service is provided by London & Country Mortgages Ltd. Registered Address: Beazer House, Lower Bristol Road, Bath, BA2 3BA. Registered in England, number: 01988608. London & Country Mortgages Ltd are authorised and regulated by the Financial Services Authority. Their FSA number is 143002.



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