Aviva Guaranteed Fund

Aviva Guaranteed Fund

The aim of the fund is to provide capital growth by investing in a portfolio of gilts, UK & overseas corporate bonds, UK and international equities, property and cash.

The fund guarantees that on the fifth anniversary you will get back at least the amount originally invested into the fund, less any withdrawals.

Product Features

100% Capital Guarantee

Enhanced Terms available via the independent advice teams

How does the Guarantee Work?

By looking at an example, we can show how the guarantee can work. The example represents a typical investor and does not relate to any particular individual. You should not consider this as financial advice or a recommendation. You should consider your own circumstances carefully and may wish to consult the independent investment advice team before making a decision.

Mr Jones chooses to invest into the Aviva Guaranteed Fund. His Guaranteed Fund Value is calculated as £50,000. If at the fifth anniversary date the value of the Aviva Guaranteed Fund is £45,000 then Aviva will restore the value of the fund back up to the Guaranteed Fund Value of £50,000, less any withdrawals.

Inheritance Tax planning

The Aviva Portfolio Investment offers the ability to have your bond written under trust, which basically means you can take it outside of your estate. Despite recent improvements to the way the inheritance tax threshold is applied, people with significant assets can still face a tax liability. A trust may help to reduce or even eliminate any inheritance tax liability your family may face. There are a number of different types of trust available and this is an area of financial planning that requires expert advice.

This fund can be used as part of an investment through the Aviva Portfolio Investment for either income or growth or a combination of both. This plan enables you to access hundreds of funds to deliver the return you are aiming for.

Is this product right for me?

Speak to one of our partners independent investment advice team today to discuss your circumstances and arrange for one of the specialist team to visit you for a no-obligation investment review.

*Please remember that financial strength can decrease as well as increase.

The value of investments and any income you take from them can go down as well as up and the value of your investment cannot be guaranteed and the final value will depend on the performance of your investment.