LV Flexible Guaranteed Bond

Flexible Guaranteed Bond

LV offer a choice of three 'ready made' fund options through the Flexible Guarantee Bond. This allows you to decide how much risk you want to take and through our investment team we will be able to advise the most appropriate fund for your current and future circumstances. As life is not predictable and your financial priorities can change as time goes by, you can switch from one fund option to another, make regular or occasional withdrawals, and, depending on your chosen fund purchase an optional investment guarantee to protect your investment.

Product Features

100% Guarantee on original capital invested

Choice of 3 funds

Enhanced terms through our investment team

The Funds

Cautious Series 2 (Guarantee Available)

This fund option is designed to provide the potential for steady growth. The fund is mainly invested in fixed interest securities with the balance in equities and property. This is the lowest risk fund option under the LV Flexible Bond and therefore offers the lowest growth potential.

Balanced Series 2 (Guarantee Available)

This fund option is designed to provide the potential for moderate growth. Around half of this fund is invested in fixed interest securities with the balance in equities and property. It is the opinion of the investment team that this is of higher risk than the Cautious Serious 2 fund.

Managed Growth

This fund option is designed to provide the potential for higher growth than the other two fund options. It is the opinion of the investment team that this fund is riskier than our Cautious Series 2 and Managed Series 2 funds. Around two thirds of the fund is invested in equity and property, with the rest in fixed interest securities.

The Optional Guarantee

The fund guarantees that on the fifth anniversary you will get back at least the amount originally invested into the fund, less any withdrawals. This guarantee is available through the Cautious Series 2 and Balanced Series 2 Fund.

When you buy a guarantee through the LV Flexible Guaranteed Bond, it offers a promise that your bond will be worth at least the amount of the investment on the fifth anniversary from the date you bought the guarantee, less any money you take out. Naturally, if your bond is worth more than the guaranteed amount you get the extra as well.

Buying a guarantee like this means you can lock in any gains your investment has made. If you're worried about a market downturn, you can choose to buy a guarantee to protect your investment over the next five years. Alternatively, you may prefer to purchase the guarantee after your money has been invested to lock in the gains you have made.

Is this product right for me?

This product can only be sold through financial advisors. To discuss your circumstances and arrange a no-obligation investment review please fill out the form opposite.

*Please remember that financial strength can decrease as well as increase.

The value of investments and any income you take from them can go down as well as up and the value of your investment cannot be guaranteed and the final value will depend on the performance of your investment.