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Fixed Rate Bonds

Leading UK fixed rate bonds

A fixed rate bond is a savings product that provides a guaranteed return over a fixed period, in much the same way as a savings account but with a fixed rate, although early  withdrawal penalties usually apply. The reward for commitment is a typically higher rate of interest than you may get with an instant access savings account.

Generally the longer the term of the bond, the higher the annual interest rate will be.

Compare some of the leading fixed rate bonds below:

 

 

Provider Account Rate More Info
Scottish Widows 5 Year Fixed Term Deposit Account 4.00%
AER
Request a Brochure today. Interest paid either annually, quarterly or monthly at 4.70% AER
Vanquis Vanquis 5 Year Bond 4.06%
Gross / AER
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available.
Lloyds TSB International 5 Year Fixed Term Deposit 4.50%
Gross / AER
Fee free. Deposit £10k - £5 million.
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Scottish Widows 3 Year Fixed Term Deposit Account 3.50%
AER
Request a Brochure today. Interest paid either annually, quarterly or monthly at 3.50% AER.
Vanquis Vanquis 3 Year Bond 3.61%
Gross / AER
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available.
United National Bank UNB 3 Year Fixed Term Deposit 3.60%
Gross / AER
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
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Vanquis Vanquis 2 Year Bond 3.51%
Gross / AER
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available.
United National Bank UNB 2 Year Fixed Term Deposit 3.50%
Gross / AER
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
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United National Bank UNB 1 Year Fixed Term Deposit 3.45%
Gross / AER
Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS.
Vanquis Vanquis 1 Year Bond 3.25%
Gross / AER
Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available.
santander 1 Year e-Bond Up to 2.70%
Gross / AER
Save at a rate of up to 2.70% (depending on deposit amount) with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account.
santander 6 Month e-Bond Up to 2.26%
AER
Save at a rate of up to 2.26% AER / 2.256% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account.

The products contained in this table are a sample of those that were available at the time of publishing. The table does not include all of the products available and those selected are not necessarily a representative sample of the whole market. Furthermore they do not constitute either the cheapest or most suitable products available and we recommend that you seek independent financial advice before making any changes to your financial affairs.



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